In this episode, host Tony Russo sits down with Brad Kuchnicki, Executive Director of the Independent Funeral Group. Brad announces the release of the organization’s proprietary, 50-state-approved PPO healthcare plan designed specifically to serve independent, family-owned funeral homes. They discuss the 11-month journey to build the plan, navigating complex interstate insurance laws, and the group’s mission to support family-owned businesses.
Key Topics Covered
Nationwide PPO Launch: The Independent Funeral Group launched a proprietary PPO healthcare plan approved across all 50 states.
Overcoming Administrative & Legal Hurdles: The 11-month development process required navigating strict legal barriers to cross state lines, conducting a census, managing vendor bids, and working with specialized insurance legal teams.
Member-First Pricing Model: The Independent Funeral Group operates this program non-profitably, prioritizing direct health insurance savings and privacy for funeral home owners and their families.
Flexible Administration: Member funeral homes can manage enrollment via an online portal or work directly with the insurance provider to maintain flexibility and privacy.
Group Expansion & Membership Rules: Originally a regional group in the Southeast, the association recently expanded nationwide. Membership features protected local territories and requires an application process with annual dues of $250.
